Financial self-care

Achieving financial independence means being in control of your finances. By understanding your financial situation, you can increase your chances of success. Your relationship with money is a long process until you get it right. The only way to become independent is to learn financial literacy.                                                          

TIPS FOR DAILY PRACTICE

1. Create and stick to a budget
2. Educate yourself on your finances
3. Prioritize your debt repayment or educate you
4. Build and maintain an emergency-funded
6. Seek financial education resources
7. Cultivate a mindset of gratitude and abundance
8. Avoid impulsive spending

A CONTINUOUS CYCLE

1. Regular intentional check-ins with your finances
2. Be present in your spending and saving choices
3. Equip yourself with knowledge
4. Shirt from scarcity thinking to embrace possibilities
5. Celebrate every financial win, big or small

8 FINANCIAL SELF-CARE CHECKLIST

1. Create a realistic monthly budget which you use to control where your money goes
2. Set financial goals for the future
3. Write down positive money affirmations and read them aloud
4. Listen to financial or money-related podcast
5. Use an app to help you organize and keep track of spending
6. Deal with debt head-on by prioritizing debt payments
7. Forgive yourself for any previous bad money habits and expensive mistakes
8. Save money each month for a treat or investment fund

• Thursday, June 13, 2024
• Rich girls financials
• No comments

Financial self-care: daily practices, continuous cycle and financial checklist

Financial self-care

Achieving financial independence means being in control of your finances. By understanding your financial situation, you can increase your chances of success. Your relationship with money is a long process until you get it right. The only way to become independent is to learn financial literacy.                                                          

TIPS FOR DAILY PRACTICE

1. Create and stick to a budget
2. Educate yourself on your finances
3. Prioritize your debt repayment or educate you
4. Build and maintain an emergency-funded
6. Seek financial education resources
7. Cultivate a mindset of gratitude and abundance
8. Avoid impulsive spending

A CONTINUOUS CYCLE

1. Regular intentional check-ins with your finances
2. Be present in your spending and saving choices
3. Equip yourself with knowledge
4. Shirt from scarcity thinking to embrace possibilities
5. Celebrate every financial win, big or small

8 FINANCIAL SELF-CARE CHECKLIST

1. Create a realistic monthly budget which you use to control where your money goes
2. Set financial goals for the future
3. Write down positive money affirmations and read them aloud
4. Listen to financial or money-related podcast
5. Use an app to help you organize and keep track of spending
6. Deal with debt head-on by prioritizing debt payments
7. Forgive yourself for any previous bad money habits and expensive mistakes
8. Save money each month for a treat or investment fund

View the Post »

Toronto summer guide 2024

Summer is just around the corner, so get ready for long city days. This summer is all about creating plans in your local city or community. Summer 2024 is a plan to be fun and spent in the outdoors. The weather is not the same as it used to be. When the weather gets warmer it means soaking up the sun and having fun. Toronto has so many events during the summertime. More sunlight means longer days out.

BEST ANNUAL TORONTO EVENTS

Toronto Pride

Date(s): Festival Weekend – June 28 to 30, 2024
Location: Downtown Toronto
Toronto’s Pride Festival is more than just the vibrant parade that snakes up Yonge Street, Gerrard and Bloor in the Church-Wellesley Village. 

Salsa in Toronto Festival

Date(s): July 6 & 7, 2024
Location: Midtown Toronto
For two days out of the year, Toronto’s Midtown district thrums with clave beats and congas during an epic fiesta. Experience Toronto’s multicultural flair for yourself at the TD Salsa In Toronto Festival, Canada’s largest celebration of all things Latin that takes place every July. 

Beaches International Jazz Festival

Date(s): July 4 - 28, 2024
Location: The Beaches
Each July, Toronto’s Beaches neighbourhood is filled with the zigzag sounds of jazz at the Beaches International Jazz Festival. It has been a staple of Toronto summers since 1989. It's a free concert with local fast-food trucks.

Toronto Caribbean Carnival (formerly Caribana Toronto)

Date(s): August 1 to 5, 2024
Location: Downtown Toronto
Toronto’s Caribbean Carnival is a colourful celebration of the hundreds of thousands of Jamaicans, Trinidadians, Haitians, Dominicans, Bermudans and Guyanans who make up the city’s Afro-Caribbean community.

CNE Toronto

Date(s): August 16 to September 2, 2024
Location: Exhibition Place
The Canadian National Exhibition, better known as ‘The Ex’ to locals, is the event that Toronto’s beloved Exhibition Place is the official end-of-summer event.  There is great food, merchandise, and entertainment at this local fair for all Canadians.  

Toronto International Buskerfest

Date(s): August 30 - September 2, 2024
Location: Woodbine Park 
BuskerFest fills Toronto’s Woodbine Park with weird, wacky and wild performances for a good cause — this is Epilepsy Toronto’s biggest fundraiser of the year. 

Resources: Annual Festivals & Events in Toronto | Concerts & Celebrations (destinationtoronto.com)

• Thursday, June 13, 2024
• Seasonal aesthetics/ lifestyle
• No comments

For the love of long summer days in Toronto + your Toronto summer guide 2024

Toronto summer guide 2024

Summer is just around the corner, so get ready for long city days. This summer is all about creating plans in your local city or community. Summer 2024 is a plan to be fun and spent in the outdoors. The weather is not the same as it used to be. When the weather gets warmer it means soaking up the sun and having fun. Toronto has so many events during the summertime. More sunlight means longer days out.

BEST ANNUAL TORONTO EVENTS

Toronto Pride

Date(s): Festival Weekend – June 28 to 30, 2024
Location: Downtown Toronto
Toronto’s Pride Festival is more than just the vibrant parade that snakes up Yonge Street, Gerrard and Bloor in the Church-Wellesley Village. 

Salsa in Toronto Festival

Date(s): July 6 & 7, 2024
Location: Midtown Toronto
For two days out of the year, Toronto’s Midtown district thrums with clave beats and congas during an epic fiesta. Experience Toronto’s multicultural flair for yourself at the TD Salsa In Toronto Festival, Canada’s largest celebration of all things Latin that takes place every July. 

Beaches International Jazz Festival

Date(s): July 4 - 28, 2024
Location: The Beaches
Each July, Toronto’s Beaches neighbourhood is filled with the zigzag sounds of jazz at the Beaches International Jazz Festival. It has been a staple of Toronto summers since 1989. It's a free concert with local fast-food trucks.

Toronto Caribbean Carnival (formerly Caribana Toronto)

Date(s): August 1 to 5, 2024
Location: Downtown Toronto
Toronto’s Caribbean Carnival is a colourful celebration of the hundreds of thousands of Jamaicans, Trinidadians, Haitians, Dominicans, Bermudans and Guyanans who make up the city’s Afro-Caribbean community.

CNE Toronto

Date(s): August 16 to September 2, 2024
Location: Exhibition Place
The Canadian National Exhibition, better known as ‘The Ex’ to locals, is the event that Toronto’s beloved Exhibition Place is the official end-of-summer event.  There is great food, merchandise, and entertainment at this local fair for all Canadians.  

Toronto International Buskerfest

Date(s): August 30 - September 2, 2024
Location: Woodbine Park 
BuskerFest fills Toronto’s Woodbine Park with weird, wacky and wild performances for a good cause — this is Epilepsy Toronto’s biggest fundraiser of the year. 

Resources: Annual Festivals & Events in Toronto | Concerts & Celebrations (destinationtoronto.com)

View the Post »

Sustainability is a popular movement among people today. Climate change activists are using the phrase "the earth is on fire" in their fight against global warming. Humanity's impact on this planet and the way we live our lives has changed the environment. Human beings can change things only if we reduce our footprint. What we are consuming affects the earth from the energy we use to fast fashion and overconsuming. A sustainable lifestyle involves using natural resources and reusing other people's resources to reduce your impact on the environment. 

You can live a sustainable life by reducing your carbon footprint, transportation, energy consumption, and food consumption. By practicing sustainable living, you can change your lifestyle and do things you are passionate about. Make changes when you know you can make sustainable efforts. There is a direct link between the decisions you make and the impact they have on the earth. There are so many ways to live and practice sustainability.

FASHION  

Second-hand: Shop at second-hand and vintage stores in your community. There are so many websites and stores selling second-hand clothes such as Plato's Closet.

Buy less: Invest in clothing that is of good quality. You want your clothes to last so do not buy clothing constantly. Embrace the clothing you already have in your wardrobe.

Eco-friendly materials: Buy clothing that has natural fibres such as cotton, silk, and linen. Polyester is man-made fibres. Cotton feels good on your body, and it's natural. When washing clothing, it is usually hung to dry instead of being dried in the dryer

Learn to DIY: Make your clothes last longer by hand-sewing and stitching them up yourself instead of throwing them away. If the garment is something you don't want anymore, donate the garment to charity.

Start biking or walking
Invest in a bike for riding around your community. In order to be eco-conscious, one must reduce carbon emissions. Take up biking or walking more instead of driving.

TRANSPORTATION

You can reduce your carbon footprint by using public transportation. By taking the bus or train, fewer cars will be on the road. Emissions will go down as a result. The alternative is to start a carpool with friends or colleagues.

Eat less meat

Meat is expensive to produce and harmful to the environment. Meat production is a carbon emitter that affects the environment.

Don’t waste food

Millions of food or meals are wasted every year. Make sure you eat all of your leftovers, whether you buy it or cook it.

Eat more plant-based

Make plant-based foods a part of your daily diet. A healthy lifestyle is about being conscious of what you eat. Eating more vegetables, fruits is better than consuming meat. Meat is not healthy to consume but protein is important to eat.

REDUCE ENERGY USEAGE

Turn lights off when not in use.
Shut down or unplug computers, laptops and entertainment systems when you are finished with them.
Use your clothesline or drying rack instead of the dryer.
Wash clothes in cold water to reduce hot water use.
Take shorter showers and fewer baths.

EVERYDAY SUSTAINABLE HABITS

Invest in energy-efficient appliances for the home
Buy ethically sourced/produced food
Take eco-friendly bags for grocery shopping
Bring your coffee cup
Use a refillable water bottle
Rechargeable batteries
Stainless metal or glass straws.
Repair your things
Use what you have
Recycle all plastics

In order to live a sustainable lifestyle, you need to consume less. Through our consumer habits, humans accumulate a great deal of waste. Being conscious of what you consume, how you live and what you are doing daily can reduce your footprint. There is a direct correlation between your results and every little change you make.

• Tuesday, June 11, 2024
• Aesthetic Living
• No comments

How to adopt a sustainable lifestyle in 2024 & everyday SUSTAINABLE daily habits

Sustainability is a popular movement among people today. Climate change activists are using the phrase "the earth is on fire" in their fight against global warming. Humanity's impact on this planet and the way we live our lives has changed the environment. Human beings can change things only if we reduce our footprint. What we are consuming affects the earth from the energy we use to fast fashion and overconsuming. A sustainable lifestyle involves using natural resources and reusing other people's resources to reduce your impact on the environment. 

You can live a sustainable life by reducing your carbon footprint, transportation, energy consumption, and food consumption. By practicing sustainable living, you can change your lifestyle and do things you are passionate about. Make changes when you know you can make sustainable efforts. There is a direct link between the decisions you make and the impact they have on the earth. There are so many ways to live and practice sustainability.

FASHION  

Second-hand: Shop at second-hand and vintage stores in your community. There are so many websites and stores selling second-hand clothes such as Plato's Closet.

Buy less: Invest in clothing that is of good quality. You want your clothes to last so do not buy clothing constantly. Embrace the clothing you already have in your wardrobe.

Eco-friendly materials: Buy clothing that has natural fibres such as cotton, silk, and linen. Polyester is man-made fibres. Cotton feels good on your body, and it's natural. When washing clothing, it is usually hung to dry instead of being dried in the dryer

Learn to DIY: Make your clothes last longer by hand-sewing and stitching them up yourself instead of throwing them away. If the garment is something you don't want anymore, donate the garment to charity.

Start biking or walking
Invest in a bike for riding around your community. In order to be eco-conscious, one must reduce carbon emissions. Take up biking or walking more instead of driving.

TRANSPORTATION

You can reduce your carbon footprint by using public transportation. By taking the bus or train, fewer cars will be on the road. Emissions will go down as a result. The alternative is to start a carpool with friends or colleagues.

Eat less meat

Meat is expensive to produce and harmful to the environment. Meat production is a carbon emitter that affects the environment.

Don’t waste food

Millions of food or meals are wasted every year. Make sure you eat all of your leftovers, whether you buy it or cook it.

Eat more plant-based

Make plant-based foods a part of your daily diet. A healthy lifestyle is about being conscious of what you eat. Eating more vegetables, fruits is better than consuming meat. Meat is not healthy to consume but protein is important to eat.

REDUCE ENERGY USEAGE

Turn lights off when not in use.
Shut down or unplug computers, laptops and entertainment systems when you are finished with them.
Use your clothesline or drying rack instead of the dryer.
Wash clothes in cold water to reduce hot water use.
Take shorter showers and fewer baths.

EVERYDAY SUSTAINABLE HABITS

Invest in energy-efficient appliances for the home
Buy ethically sourced/produced food
Take eco-friendly bags for grocery shopping
Bring your coffee cup
Use a refillable water bottle
Rechargeable batteries
Stainless metal or glass straws.
Repair your things
Use what you have
Recycle all plastics

In order to live a sustainable lifestyle, you need to consume less. Through our consumer habits, humans accumulate a great deal of waste. Being conscious of what you consume, how you live and what you are doing daily can reduce your footprint. There is a direct correlation between your results and every little change you make.

View the Post »