There is nothing wrong with living below your means. Every working person living under $100,000 is affected by the economy, the housing crisis, low wages, and the unemployment rate. It should be estimated that the average person makes $50,000 a year, but low wages are around $30,000. Keeping up with your lifestyle and inflation is costly. The average person spends more money than he did four years ago. It’s time to think differently as a consumer. Financial situations affect your mental health more than you realize. Money has always been a stressor and the root of many problems.

It takes sacrifice to live your best life. Life is a series of phases and learning lessons. Getting your life together when you have to do it yourself can be overwhelming. Currently, many people face tough decisions due to the high cost of living. Today's money isn't the same as it was four years ago. All products and services have increased. Everyday living is more expensive which is changing consumer shopping. Consumer priorities have become centered on the most basic needs, sending demand for hygiene, cleaning and staples products soaring, while non-essential categories slump. The factors that influence brand decisions are also changing as the "buy local" trend accelerates according to Accenture. 

Living under the means can be a way to save money and protect your mental health. 48% of Canadians say they’ve lost sleep because of financial worries and 44% say it would be difficult to meet their financial obligations if their pay is late, according to Government of Canada statistics. We live in a world where money is an important factor.The only way to find a solution today will be by making sacrifices. Sometimes you have to say no and make tough choices to survive and build a future.

Saving money also involves changing your lifestyle. Lifestyle is shopping, clothing, food, eating out, activities, subscriptions, events, classes and so much more. Keeping up with your lifestyle is expensive and keeps the average person breaking the cycle. Living under means is a short or long term plan to achieve financial goals. Your lifestyle represents who you are as a person. Cut half of your lifestyle wants and keep the ones you value. Take advantage of the little moments in your life and treat yourself once in a while to keep you going. Progress is cutting some expenses and staying more at home without online shopping. You can live your life but you need a smart phone that doesn’t drain your pockets. 

Make sure you protect your mindset when making changes. A person's life is made up of phases and moments.Your mindset is an asset that needs your attention every day. Everyday life is impacted by your attitude, motivation, choices, vibe, and environment. When the results don't appear right away, it's hard to keep going. The results should keep you going and you should enjoy the journey. Your journey is unique and it’s so special. The smallest moments are worth loving and celebrating. There is nothing wrong with not having what you want and finding what you need instead. The only way to archive it is by changing your ways, protecting your mindset and making those sacrifices. Living under means isn't long-lasting, it's part of the adulting process.